There is a link between debt and the health of your skin, and Alexa von Tobel, CEO of LearnVest, a personal-finance site she created for everyday people, has found it. The secret lies in minimizing the stress that plagues you daily.
“I studied psychology at Harvard,” she says. “You have to find ways to get people to do things that are hard: to give up things they want today to save for the future.” That’s why behavorial science drives LearnVest as much as sage money advice. And it’s also why one of the site’s advisers used to be the CFO of Weight Watchers, another company that earned success by coaching people through behavior change.
“For 74 percent of the entire country, the number one concern is money,” says von Tobel. Debt, as it turns out, is the great modern equalizer, plaguing generation after generation. “Seventy-six percent of the whole country lives paycheck-to-paycheck.” We are, she says, in “a financial epidemic.”
Swelling debt causes a negative ripple effect in your life that’s way more profound than you’d expect. “Not having your financial life together…causes enormous stress, hurts your wellness at work, impacts your focus,” she says. “It affects your marriage and your relationships.”
“Forty-two percent of adults say that their stress levels have increased over the past five years because of money,” she says, citing a 2013 study by the American Psychology Association. “That affects your physical well-being.” In addition to causing insomnia, depression, high blood pressure, and heart issues—stress is scientifically proven to visibly age you.
Achieving a balanced financial life reduces emotional stress and allows your fundamental beauty to shine through. Likewise, practicing a skincare regimen that works to reduce environmental stress with anti-oxidation qualities also enhances your natural glow. SK-II Facial Treatment Essence is the foundation of radiant, stress-free skin.