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My Two Cents

  1. my two cents
    Is There A Good Money Plan Right Now?It’s time to focus on what you can control.
    By Charlotte Cowles
  2. my two cents
    ‘I Have a Degenerative Medical Condition. Why Should I Save for the Future?’Money gives you more and better options, period.
    By Charlotte Cowles
  3. my two cents
    How Can I Get My Husband Off My Back About Money?When your husband isn’t stressing about the dinner bill, he probably needs your spontaneity to save him from a life of boredom.
    By Charlotte Cowles
  4. my two cents
    How Much Should I Be ‘Investing’ in Myself?We’re all stuck in an endless line of questioning about what we might regret versus what we’ll be grateful for doing — risk versus potential reward.
    By Charlotte Cowles
  5. my two cents
    ‘How Can I Get My Employer to Pay Me More?’Getting an outside offer is a backwards, annoying, time-consuming way to squeeze your employer into giving you more money. But in my case, it worked.
    By Charlotte Cowles
  6. my two cents
    How Can I Get My Boyfriend to Be Honest About His Debt?I’m willing to bet that his unease around money predates your relationship by, oh, maybe his entire life.
    By Charlotte Cowles
  7. my two cents
    Being Sentimental Could Help You Save MoneyWhat if the trick isn’t about facts or math, but embracing emotions — sappy, huggy feelings
    By Charlotte Cowles
  8. my two cents
    ‘How Can I Get My Husband to Pay for His Share of Household Expenses?’Remember that money doesn’t balance the scales in a marriage. The scores will never quite be settled.
    By Charlotte Cowles
  9. my two cents
    ‘My Budget Is Making Me Miserable’It sucks to be surrounded by glamorous people drinking pretty cocktails and eating meals that you can’t afford. But give yourself some credit.
    By Charlotte Cowles
  10. my two cents
    This Year, Accept That You Will Break Your BudgetMaintaining new habits isn’t just about avoiding bad ones. Slip-ups can even be helpful, if you pay attention to your triggers.
    By Charlotte Cowles
  13. my two cents
    ‘My Boyfriend Wants Me to Sign a Prenup Before I Move Into His House’Cohabitation agreements are not common at this stage in most relationships, but that doesn’t mean they’re a completely bad idea.
    By Charlotte Cowles
  14. my two cents
    ‘I Feel So Anxious Spending Money on Holiday Shopping!’Sometimes, being too careful with your finances can backfire.
    By Charlotte Cowles
  15. my two cents
    ‘I’m 25 and My Parents Want Me to Support Them!’Don’t be guilt-tripped about a hypothetical future. You’re an adult, and wanting to live independently is normal and healthy.
    By Charlotte Cowles
  16. my two cents
    ‘My Sister Wants Me to Pay Her $200 for Hosting Thanksgiving’The last thing you want is to trade passive-aggressive Venmo requests every time you get together.
    By Charlotte Cowles
  17. my two cents
    ‘My Parents Are Still Paying My 30-Year-Old Brothers’ Rent!’This situation sounds like bad news for everyone, but shaming your brothers probably isn’t helping.
    By Charlotte Cowles
  18. my two cents
    ‘My Rich Friend Always Pays for Me. Is Our Friendship Doomed?’Her buying you stuff shouldn’t be a central part of your friendship.
    By Charlotte Cowles
  19. my two cents
    ‘I Spent So Much Money on My Wedding, and Now I Can’t Stop!’Wedding price tags get so distorted that it’s easy to forget what’s reasonable (or just stop caring).
    By Charlotte Cowles
  20. my two cents
    ‘I’m Finally Making Money, But It Doesn’t Feel Great’You should spend some time rethinking your priorities now that you have money to spend on them.
    By Charlotte Cowles
  21. my two cents
    How to Trick Yourself Into Shopping LessThe key is to make spending money a little more painful.
    By Charlotte Cowles
  22. my two cents
    ‘Should I Just Give Up on Saving Money?’Cut yourself some slack.
    By Charlotte Cowles
  25. my two cents
    ‘How Am I Supposed to Choose a Credit Card?’You want a card that you’ll have for a long time.
    By Charlotte Cowles
  26. my two cents
    ‘Is It a Bad Idea to Borrow $1K From My Friend?’Make sure you’ve truly exhausted your other options.
    By Charlotte Cowles
  27. my two cents
    ‘Can I Still Charge My Boyfriend Rent Once We’re Married?’If you’re only focused on what’s “fair,” you’re going to run into trouble.
    By Charlotte Cowles
  28. my two cents
    The Case For Having Tightwad FriendsThere’s an upside to feeling like you spend too much.
    By Charlotte Cowles
  29. my two cents
    When Lying to Yourself Pays OffWhat do you do when you need to think positive but can’t? Fake it.
    By Charlotte Cowles
  30. my two cents
    How Scammers Trick People Into Thinking They’re WealthyWhat separates a grand larcenist from a would-be mooch?
    By Charlotte Cowles
  31. my two cents
    When Two Bank Accounts Become OneCould pooling your finances make you happier?
    By Charlotte Cowles
  32. my two cents
    ‘I’m Terrified of Messing Up Now That I’m Out of Debt’So you made some money mistakes in your 20s. Here’s how to get back on track.
    By Charlotte Cowles
  33. my two cents
    The Fear of Losing It AllWhat happens to your brain when you worry about money.
    By Charlotte Cowles
  34. my two cents
    My Parents Think I Can’t Support Myself Financially. What If They’re Right?You’re the one who needs convincing, not your parents.
    By Charlotte Cowles
  37. my two cents
    Welcome to Your Financial ReckoningTax season is here. It’s time to get in control.
    By Charlotte Cowles
  38. my two cents
    The Freelancer’s Guide to Feeling Good About MoneyFive tips for keeping track of your finances when you become your own boss.
    By Charlotte Cowles
  39. my two cents
    5 Money Questions to Ask Before Moving in TogetherRomance and money may seem like unlikely bedfellows, but it’s usually necessary to mix the two.
    By Charlotte Cowles
  40. my two cents
    The Psychological Trap of FreelancingThe time-is-money mind-set is hard to escape.
    By Charlotte Cowles
  41. my two cents
    How to Survive a LayoffMake sure you walk away with the best deal possible.
    By Charlotte Cowles
  42. my two cents
    Is Clutter Also Making You Bad With Money?Marie Kondo’s philosophy can make you rethink spending.
    By Charlotte Cowles
  43. my two cents
    ‘I Make a Six-Figure Salary But I’m Still Always Broke’There is a way to train your brain to stop wanting to buy things, even after years and years of feeling like you need them.
    By Charlotte Cowles
  44. my two cents
    Should You Try a ‘Money Punishment’ in 2019?A budgeting strategy for your inner masochist.
    By Charlotte Cowles
  45. my two cents
    6 Ways to Feel Better About Your Money in 2019Advice for starting fresh in the new year, regardless of how your bank account currently looks.
    By Charlotte Cowles
  46. my two cents
    How Much Does It Actually Cost to Give Birth?There are ways to make your hospital bill less of a mystery.
    By Charlotte Cowles
  49. my two cents
    Older Women Are the Best Money MentorsFinding someone whose advice you trust is one of the best financial moves you can make.
    By Charlotte Cowles
  50. my two cents
    How to Know If Your Partner Is Financially ‘Cheating’ in Your RelationshipA surprising percentage of us are dishonest about money without realizing it.
    By Charlotte Cowles
  51. my two cents
    8 Ways to Not Go Broke This Holiday SeasonDon’t enter 2019 in debt.
    By Charlotte Cowles
  52. my two cents
    What to Know About the Cost of an AbortionThe future of your right to choose may be uncertain these days, and its monetary cost may be even more so.
    By Charlotte Cowles
  53. my two cents
    ‘After My Parents Died, I Got Enough Money to Buy an Apartment in Cash’Will it ever stop feeling weird?
    By Charlotte Cowles
  54. living with money
    I’m 30 and Planning on Retiring in 10 YearsYou don’t have to be rich or crazy to retire early.
    As told to Charlotte Cowles
  55. my two cents
    My Boyfriend Owes Me a Ton of MoneyAnd I’m scared it will ruin us.
    By Charlotte Cowles
  56. my two cents
    I’m Terrified I’ll Still Be Living With My Parents When I’m 40How do I start climbing out of debt?
    By Charlotte Cowles
  57. my two cents
    ‘Working With Rich People Is Making Me Depressed!’Let your rage fuel you.
    By Charlotte Cowles
  58. my two cents
    I’m Really Anxious About Money and I Feel Like I Have No One to Talk ToI’d probably feel better if I had someone to vent to or talk me through it when I’m panicking.
    By Charlotte Cowles
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