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My Two Cents

  1. my two cents
    I Love My Teaching Job, But It Doesn’t Pay Me EnoughYour options aren’t easy. But neither is squeaking by without enough money to do the things you want.
    By Charlotte Cowles
  2. my two cents
    ‘I’m Getting Married and Having a Baby. How Should I Plan?’There’s a lot you can do to prepare. Here’s where to start.
    By Charlotte Cowles
  3. my two cents
    What Should I Be Doing About My Student Loans Right Now?We don’t know exactly what Biden will do, but paying them down probably shouldn’t be a priority.
    By Charlotte Cowles
  4. my two cents
    ‘Help! I Have a Shopping Problem’You need to meet your urge where it really is — in a desire for connection or recognition or safety.
    By Charlotte Cowles
  5. my two cents
    ‘My Boyfriend Lost $14K Trading Crypto, and He Won’t Stop’I’m no professional, but this sounds like a gambling addiction, and you should be very careful.
    By Charlotte Cowles
  6. my two cents
    How to Turn Your Side Hustle Into Your Full-Time JobVivian Tu, better known as @YourRichBFF, on quitting her day job to be a full-time “finfluencer.”
    By Charlotte Cowles
  7. my two cents
    ‘Is It Worth Trying to Save Money When I Make So Little?’Focus on a savings habit instead of a savings goal.
    By Charlotte Cowles
  8. my two cents
    How to Run Your Own Business Without Burning OutPatrice Washington on creating boundaries and taking Wednesdays off.
    By Charlotte Cowles
  9. my two cents
    6 Women on How They Raised Money to Start a Business“Asking a family friend if I can borrow money just isn’t a reality for me.”
    By Charlotte Cowles
  10. my two cents
    ‘I’m Tired of Being Broke in L.A. Should I Move Back Home?’Your discomfort is a signal that you need to make a change, and that’s good!
    By Charlotte Cowles
  11. my two cents
    ‘How Can I Get My Unemployed Husband to Do More Chores?’This is an exasperating problem, but he might not even be aware of it.
    By Charlotte Cowles
  12. money talks
    Three Ex-New Yorkers on Leaving For Somewhere Cheaper“I can have a really great life that doesn’t cost so much.”
    By Charlotte Cowles
  13. my two cents
    Advice for Everyone Who’s Confused About Money Right NowAuthor and finance guru Ramit Sethi explains how to keep a cool head when money gets weird.
    By Charlotte Cowles
  14. my two cents
    How to Talk About Money in Your RelationshipA step-by-step guide to making it less awkward.
    By Charlotte Cowles
  15. my two cents
    ‘I’m a Stay-at-Home Parent and My Husband Just Walked Out on Us’Don’t panic. There are resources to help you out.
    By Charlotte Cowles
  16. my two cents
    ‘I Was Harassed at Work. Can I Afford to Sue?’Taking legal action might be more feasible than you think.
    By Charlotte Cowles
  17. my two cents
    ‘I Have a Lot of Debt, and I Don’t Know How to Tell My Partner’You need to be honest, but how you communicate will make all the difference.
    By Charlotte Cowles
  18. my two cents
    ‘I Took a Pay Cut for a Better Job, But Now I’m Barely Making Rent’Sounds like you made the right decision, but you will need to make some adjustments.
    By Charlotte Cowles
  19. my two cents
    My Boyfriend Bought Me an Expensive Gift. What Do I Do?You don’t need to spend the same amount. But you should talk about it anyway.
    By Charlotte Cowles
  20. my two cents
    How Do I Host My Family Without Spending a Bunch of Money?Asking everyone to pitch in doesn’t have to be awkward.
    By Charlotte Cowles
  21. my two cents
    ‘How Can I Plan a Family Trip If We Can’t Agree on a Budget?’It’s good to have a vision, but it’s even better to be flexible.
    By Charlotte Cowles
  22. my two cents
    How to Quit Your JobA step-by-step escape plan, if you’re lucky enough to swing it.
    By Charlotte Cowles
  23. my two cents
    My Dad Judges My Husband for Not Making More MoneyWhat’s most important is how you feel about your shared finances.
    By Charlotte Cowles
  24. my two cents
    Can I Ask My Parents to Pay for My Plane Ticket Home for Christmas?Yes — but be careful about conflating the emotional challenges of spending time with family with the financial cost.
    By Charlotte Cowles
  25. my two cents
    How Do I Shop for the Holidays Without Wasting Money?Advice from small-business owners and retail experts on dealing with supply-chain issues.
    By Charlotte Cowles
  26. my two cents
    How Can I Afford to Shop Ethically?It’s not as time-consuming or expensive as you think.
    By Charlotte Cowles
  27. money talks
    ‘How I Prepared to Quit’Even if you can afford it, leaving your job takes financial planning. Here’s how five women did it.
    By Charlotte Cowles
  28. my two cents
    My Brother-in-Law Won’t Stop Talking About His Inheritance!It sounds as if he’s just trying to share — but it’s backfiring.
    By Charlotte Cowles
  29. my two cents
    How to Improve Your Finances, No Matter How Messy They AreWhatever your starting point, financial educator Jamila Souffrant has a plan for you.
    By Charlotte Cowles
  30. my two cents
    ‘I’m Out of Student Debt, But I Still Feel Like a Failure’Your next steps may seem daunting, but you should be proud of yourself.
    By Charlotte Cowles
  31. my two cents
    ‘My Husband Won’t Pay for Child Care!’There are a lot of red flags here, but you should start by giving him the benefit of the doubt.
    By Charlotte Cowles
  32. my two cents
    ‘How Can I Get My Spouse to Support My Career Transition?’He needs to know how his money anxiety makes you feel.
    By Charlotte Cowles
  33. my two cents
    How to Gracefully Turn Down Plans You Can’t AffordOtegha Uwagba, the author of We Need to Talk About Money, on dealing with friendship and financial anxiety.
    By Charlotte Cowles
  34. my two cents
    ‘I Owe My Dad Money, and He Holds It Over My Head’You should pay him back and end this dynamic as quickly as possible.
    By Charlotte Cowles
  35. my two cents
    ‘I Don’t Drink, But My Friends Still Want to Split the Bill!’No, it’s not cheap to ask for separate checks.
    By Charlotte Cowles
  36. my two cents
    ‘I Just Found Out About My Wife’s Big Trust Fund!’That’s nice, but don’t get ahead of yourself: That money doesn’t necessarily belong to you.
    By Charlotte Cowles
  37. my two cents
    ‘I’m Sick of My Siblings Leaning on My Parents Financially’You may not like it, but your parents are part of this problem.
    By Charlotte Cowles
  38. my two cents
    ‘Should I Keep Living With My Parents to Save Money?’Staying might be the better financial choice, but don’t fall into the trap of saving money just for the sake of it.
    By Charlotte Cowles
  39. my two cents
    ‘Help! My Friend Wants Me To Pitch in $400 For a Baby Shower’That might fly in some circles, but the important thing is that it doesn’t work for you.
    By Charlotte Cowles
  40. my two cents
    ‘I’m Worried About My Mom’s Finances!’ You’re right to be concerned, and the best thing you can do is bring it up with her.
    By Charlotte Cowles
  41. my two cents
    ‘I’m Never Going to Be Financially Secure, So Why Try?’It won’t serve you to take an all-or-nothing approach to caring about money.
    By Charlotte Cowles
  42. my two cents
    ‘What I Learned About the Cost of Giving Birth’Having a baby in the U.S. is astronomically expensive. Here’s how five women dealt with it.
    By Charlotte Cowles
  43. my two cents
    ‘Can I Ask to Be Paid for the Work I’m Doing for a Job Interview?’You’re unlikely to get compensation, but you can try setting some boundaries.
    By Charlotte Cowles
  44. my two cents
    ‘My Building Is Offering Free Rent — But Not to Me!’There may not be much you can do, but there are plenty of things you can try.
    By Charlotte Cowles
  45. my two cents
    ‘It’s Been a Year Since I Lost My Job’Three women on looking for work during the pandemic.
    By Charlotte Cowles
  46. money talks
    What It Costs to Reopen a BusinessThree business owners on making a comeback after they closed because of COVID-19.
    By Charlotte Cowles
  47. my two cents
    ‘My Husband Won’t Stop Overspending on Worthless Crap!’This might be a normal reaction to stress, but you need to address it with him.
    By Charlotte Cowles
  48. my two cents
    ‘How I’m Spending My Stimulus Check’Six women on what they plan to do with their money, from taking maternity leave to helping out family members.
    By Charlotte Cowles
  49. my two cents
    ‘My Sister Is Mad I Didn’t Buy Her Rich Husband a Gift!’She can’t demand you spend money on him, but I think there might be more going on here.
    By Charlotte Cowles
  50. my two cents
    ‘I’m Behind on Rent and Don’t Know What To Do’There are a few different things you can try to get out of your lease.
    By Charlotte Cowles
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