Displaying all articles tagged:

My Two Cents

  1. my two cents
    3 Women on Life After Losing Their Jobs“I wake up every morning and I’m like, Okay, what can I get paid for today?”
    By Charlotte Cowles
  2. my two cents
    ‘My Credit Card Just Got Canceled and I Don’t Know Why’Being subject to the whims of credit card companies doesn’t feel good, but there are some best practices that can help.
    By Charlotte Cowles
  3. my two cents
    My Friend Asked for a Discount. Should I Give It to Her?Try offering a specific amount of your time at a reduced rate, and stick to those limits.
    By Charlotte Cowles
  4. my two cents
    How Can I Make a Will Without Spending a Fortune?The process can be much simpler and cheaper than you might expect.
    By Charlotte Cowles
  5. money talks
    ‘My Divorce Is Cheap. But Self-Care Is Costing Me Thousands.’What it costs to end your marriage in a pandemic.
    As told to Charlotte Cowles
  6. my two cents
    Do I Need to Declare Bankruptcy?You may be able to pay off your debt on your own, but it’s good you’re considering your options.
    By Charlotte Cowles
  7. money talks
    What It’s Like to Teach Yoga Over Zoom“I’ve got all my stuff from Brooklyn in my childhood bedroom, and I’ve transformed the whole family room into a yoga space.”
    By Charlotte Cowles
  8. my two cents
    ‘My Boyfriend’s Roommate Is Asking Me for Rent Money’He didn’t sign up to have you there all the time, so it’s reasonable to ask. Here’s why you should say no.
    By Charlotte Cowles
  9. my two cents
    ‘Self Care Shouldn’t Be the End Goal’For Alisha Ramos, the founder of Girls Night In, recent success has been “a little bit uncomfortable.”
    By Charlotte Cowles
  10. my two cents
    How Do I Get My Landlord to Lower My Rent?We’re barreling toward a national housing crisis. Get ready to negotiate.
    By Charlotte Cowles
  11. my two cents
    How to Recover From Losing EverythingTiffany “the Budgetnista” Aliche on digging yourself out of debt.
    By Charlotte Cowles
  12. my two cents
    ‘I’m Sick of Living With My Boyfriend’s Parents to Save Money’You have to separate your financial quandary from your relationship quandary.
    By Charlotte Cowles
  13. my two cents
    ‘I Lost My Job, and My Debt Is Spiraling Out of Control’Start looking for new work. Pretty much anything will be better than trying to live off of $250 a week in New York.
    By Charlotte Cowles
  14. my two cents
    How to Make Your Donations CountWhen everything feels so urgent, it’s tough to decide where your money should go.
    By Charlotte Cowles
  15. money talks
    ‘The Bronx Is Not Going to Let This Bookstore Close’We can’t all be out here just for ourselves.
    As told to Charlotte Cowles
  16. my two cents
    How to Cope With Being Broke, Angry, and AshamedLessons from a financial therapist.
    By Charlotte Cowles
  17. my two cents
    ‘Might as Well Use This Time to Get a Divorce’Some couples are fixing up their homes. Others are prepping their papers.
    By Charlotte Cowles
  18. my two cents
    How Do I Shop Ethically?There’s no foolproof way to do it, but here are a few things you should think about.
    By Charlotte Cowles
  19. my two cents
    ‘I Hate My Job! Do I Have to Suck It Up Until the Economy Recovers?’You shouldn’t have to torture yourself for a paycheck, but you do need to make a lot of plans.
    By Charlotte Cowles
  20. my two cents
    ‘I Want to Support Businesses in Need — But Can I Afford It?’I’d like to give what I can, but my own situation isn’t very stable. How much is reasonable?
    By Charlotte Cowles
  21. my two cents
    ‘I’m Only Sort of Unemployed, But I’m Going Broke Fast’This won’t be an easy time. So take a breath, look at your finances, and do the math.
    By Charlotte Cowles
  22. my two cents
    ‘I’m Pregnant and My Business Just Collapsed’Good news: You should qualify for a lot of help. Bad news: The process will be messy.
    By Charlotte Cowles
  23. my two cents
    The Best Way to Worry About Money Right NowFocus on what you can control, even if it’s very little.
    By Charlotte Cowles
  24. my two cents
    Is There A Good Money Plan Right Now?It’s time to focus on what you can control.
    By Charlotte Cowles
  25. my two cents
    ‘I Have a Degenerative Medical Condition. Why Should I Save for the Future?’Money gives you more and better options, period.
    By Charlotte Cowles
  26. my two cents
    How Can I Get My Husband Off My Back About Money?When your husband isn’t stressing about the dinner bill, he probably needs your spontaneity to save him from a life of boredom.
    By Charlotte Cowles
  27. my two cents
    How Much Should I Be ‘Investing’ in Myself?We’re all stuck in an endless line of questioning about what we might regret versus what we’ll be grateful for doing — risk versus potential reward.
    By Charlotte Cowles
  28. my two cents
    ‘How Can I Get My Employer to Pay Me More?’Getting an outside offer is a backwards, annoying, time-consuming way to squeeze your employer into giving you more money. But in my case, it worked.
    By Charlotte Cowles
  29. my two cents
    How Can I Get My Boyfriend to Be Honest About His Debt?I’m willing to bet that his unease around money predates your relationship by, oh, maybe his entire life.
    By Charlotte Cowles
  30. my two cents
    Being Sentimental Could Help You Save MoneyWhat if the trick isn’t about facts or math, but embracing emotions — sappy, huggy feelings
    By Charlotte Cowles
  31. my two cents
    ‘How Can I Get My Husband to Pay for His Share of Household Expenses?’Remember that money doesn’t balance the scales in a marriage. The scores will never quite be settled.
    By Charlotte Cowles
  32. my two cents
    ‘My Budget Is Making Me Miserable’It sucks to be surrounded by glamorous people drinking pretty cocktails and eating meals that you can’t afford. But give yourself some credit.
    By Charlotte Cowles
  33. my two cents
    This Year, Accept That You Will Break Your BudgetMaintaining new habits isn’t just about avoiding bad ones. Slip-ups can even be helpful, if you pay attention to your triggers.
    By Charlotte Cowles
  34. my two cents
    ‘My Boyfriend Wants Me to Sign a Prenup Before I Move Into His House’Cohabitation agreements are not common at this stage in most relationships, but that doesn’t mean they’re a completely bad idea.
    By Charlotte Cowles
  35. my two cents
    ‘I Feel So Anxious Spending Money on Holiday Shopping!’Sometimes, being too careful with your finances can backfire.
    By Charlotte Cowles
  36. my two cents
    ‘I’m 25 and My Parents Want Me to Support Them!’Don’t be guilt-tripped about a hypothetical future. You’re an adult, and wanting to live independently is normal and healthy.
    By Charlotte Cowles
  37. my two cents
    ‘My Sister Wants Me to Pay Her $200 for Hosting Thanksgiving’The last thing you want is to trade passive-aggressive Venmo requests every time you get together.
    By Charlotte Cowles
  38. my two cents
    ‘My Parents Are Still Paying My 30-Year-Old Brothers’ Rent!’This situation sounds like bad news for everyone, but shaming your brothers probably isn’t helping.
    By Charlotte Cowles
  39. my two cents
    ‘My Rich Friend Always Pays for Me. Is Our Friendship Doomed?’Her buying you stuff shouldn’t be a central part of your friendship.
    By Charlotte Cowles
  40. my two cents
    ‘I Spent So Much Money on My Wedding, and Now I Can’t Stop!’Wedding price tags get so distorted that it’s easy to forget what’s reasonable (or just stop caring).
    By Charlotte Cowles
  41. my two cents
    ‘I’m Finally Making Money, But It Doesn’t Feel Great’You should spend some time rethinking your priorities now that you have money to spend on them.
    By Charlotte Cowles
  42. my two cents
    How to Trick Yourself Into Shopping LessThe key is to make spending money a little more painful.
    By Charlotte Cowles
  43. my two cents
    ‘Should I Just Give Up on Saving Money?’Cut yourself some slack.
    By Charlotte Cowles
  44. my two cents
    ‘How Am I Supposed to Choose a Credit Card?’You want a card that you’ll have for a long time.
    By Charlotte Cowles
  45. my two cents
    ‘Is It a Bad Idea to Borrow $1K From My Friend?’Make sure you’ve truly exhausted your other options.
    By Charlotte Cowles
  46. my two cents
    ‘Can I Still Charge My Boyfriend Rent Once We’re Married?’If you’re only focused on what’s “fair,” you’re going to run into trouble.
    By Charlotte Cowles
  47. my two cents
    The Case For Having Tightwad FriendsThere’s an upside to feeling like you spend too much.
    By Charlotte Cowles
  48. my two cents
    When Lying to Yourself Pays OffWhat do you do when you need to think positive but can’t? Fake it.
    By Charlotte Cowles
  49. my two cents
    How Scammers Trick People Into Thinking They’re WealthyWhat separates a grand larcenist from a would-be mooch?
    By Charlotte Cowles
  50. my two cents
    When Two Bank Accounts Become OneCould pooling your finances make you happier?
    By Charlotte Cowles
Load More