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Personal Finance

  1. my two cents
    ‘How Do I Get Through the Holidays When I’m Already Broke?’You can still enjoy yourself! You just need a plan.
    By Charlotte Cowles
  2. my two cents
    How Can I Offer My Brother Money Without Insulting Him?Be honest and clear, and make sure he feels heard.
    By Charlotte Cowles
  3. my two cents
    How to Buy the Best Gifts With Less Money and TimeIt’s simple: Ask people what they want.
    By Charlotte Cowles
  4. my two cents
    ‘Do I Need to Buy Gifts for My Boyfriend’s Family?’Not necessarily, but it’s a good idea to rethink your gifting plans in general.
    By Charlotte Cowles
  5. student-debt relief
    Biden’s Plan for Student-Debt Relief Is Now in LimboThe plan was on track to cancel debt for 16 million Americans before a Texas judge stuck it down.
    By Bindu Bansinath
  6. money talks
    What It Takes to Run a Day-Care Center“I’m absolutely exhausted. I don’t know anyone who works in child care who isn’t.”
    By Charlotte Cowles
  7. money talks
    ‘I Regret Letting My Dad Pay for My Wedding’Talking with a bride-to-be who wishes she’d never cashed the check.
    By Charlotte Cowles
  8. my two cents
    ‘Do I Need to Pay for My New Stepkids’ Stuff?’They shouldn’t feel like an obligation. Here’s how to be supportive in a way that feels fair.
    By Charlotte Cowles
  9. my two cents
    ‘Should I Sell My House and Move Back to New York?’It’s time to step back and research your options before you make another move.
    By Charlotte Cowles
  10. my two cents
    ‘What’s the Best Way to Split Expenses With My Partner?’Now that you’ve figured out which costs to share, it’s time to find a budgeting system that works for both of you.
    By Charlotte Cowles
  11. my two cents
    ‘I’m a New Parent and Our Finances Are a Mess’You need a loose, forgiving plan that helps you feel more in control.
    By Charlotte Cowles
  12. student loans
    How to Get Your Student Debt CanceledApplications for student-debt cancellation should be available in early October. The sooner you file, the better.
    By Bindu Bansinath
  13. money talks
    3 Women on How Much It Cost to Get Married in 2022“My sense of money got so warped that it stopped being real to me.”
    By Charlotte Cowles
  14. my two cents
    ‘What If I Never Own a Home?’Homeownership isn’t all it’s cracked up to be — especially in this market.
    By Charlotte Cowles
  15. money talks
    ‘What Happened After I Quit’Five women reflect on the financial fallout of their own “Great Resignation,” a year later.
    By Charlotte Cowles
  16. my two cents
    ‘Should I Let My Estranged Dad Pay My Student Loans?’If you can, just take the money and run.
    By Charlotte Cowles
  17. my two cents
    ‘How Do I Tell My Friends About My Six-Figure Inheritance?’To start, ask yourself what you hope to accomplish by telling them.
    By Charlotte Cowles
  18. my two cents
    ‘I’m Finally Making $55K, But I’m Scared It Won’t Last’The best antidote to anxiety is to create a safety net.
    By Charlotte Cowles
  19. student loan forgiveness
    What to Know About Biden’s Student-Debt PlanThe president announced he will cancel up to $10,000 in federal loan payments for Americans making under $125,000.
    By Bindu Bansinath
  20. love and war
    I Will Never Share a Bank Account With My HusbandI’ll give up my name, but never my financial independence.
    By Christina Wyman
  21. my two cents
    ‘I’m Good at Saving, But I’m Still Miserable’Not to oversimplify matters, but what if you thought about money less?
    By Charlotte Cowles
  22. my two cents
    I Know I Should Invest My Money, But It Makes Me AnxiousActually, putting your money in the market is the less risky option in the long-term.
    By Charlotte Cowles
  23. my two cents
    My Fiancée Has a Ton of Debt. Should We Do a Prenup?First, make sure you understand what prenups can and cannot do.
    By Charlotte Cowles
  24. my two cents
    What Can We Learn From Recessions Past?Advice for handling the next downturn based on previous ones.
    By Charlotte Cowles
  25. my two cents
    ‘I Can’t Stop Worrying About Money, Even Though I Have Enough’Your anxiety is valid. You just need a plan for dealing with it.
    By Charlotte Cowles
  26. my two cents
    How to Find a Financial AdviserAnd how to know if you really need one.
    By Charlotte Cowles
  27. my two cents
    ‘I’m Retiring From Sex Work With $1 Million. What Next?’Your financial situation may be unusual, but changing careers is not.
    By Charlotte Cowles
  28. my two cents
    ‘How We Paid Off $200,000 in Debt in 5 Years’Julien and Kiersten Saunders wanted more control over their time and their money. Now they want you to follow their lead.
    By Charlotte Cowles
  29. my two cents
    ‘I Inherited Money, But I’m Already Blowing Through It’First, you need to acknowledge that you are the person in control here.
    By Charlotte Cowles
  30. my two cents
    How to Prepare for a RecessionBecause you probably should.
    By Charlotte Cowles
  31. my two cents
    ‘I Love My Teaching Job, But It Doesn’t Pay Me Enough’Your options aren’t easy. But neither is squeaking by without enough money to do the things you want.
    By Charlotte Cowles
  32. my two cents
    ‘I’m Getting Married and Having a Baby. How Should I Plan?’There’s a lot you can do to prepare. Here’s where to start.
    By Charlotte Cowles
  33. my two cents
    What Should I Be Doing About My Student Loans Right Now?We don’t know exactly what Biden will do, but paying them down probably shouldn’t be a priority.
    By Charlotte Cowles
  34. my two cents
    ‘Help! I Have a Shopping Problem’You need to meet your urge where it really is — in a desire for connection or recognition or safety.
    By Charlotte Cowles
  35. my two cents
    ‘My Boyfriend Lost $14K Trading Crypto, and He Won’t Stop’I’m no professional, but this sounds like a gambling addiction, and you should be very careful.
    By Charlotte Cowles
  36. my two cents
    How to Turn Your Side Hustle Into Your Full-Time JobVivian Tu, better known as @YourRichBFF, on quitting her day job to be a full-time “finfluencer.”
    By Charlotte Cowles
  37. my two cents
    ‘Is It Worth Trying to Save Money When I Make So Little?’Focus on a savings habit instead of a savings goal.
    By Charlotte Cowles
  38. my two cents
    How to Run Your Own Business Without Burning OutPatrice Washington on creating boundaries and taking Wednesdays off.
    By Charlotte Cowles
  39. my two cents
    6 Women on How They Raised Money to Start a Business“Asking a family friend if I can borrow money just isn’t a reality for me.”
    By Charlotte Cowles
  40. my two cents
    ‘I’m Tired of Being Broke in L.A. Should I Move Back Home?’Your discomfort is a signal that you need to make a change, and that’s good!
    By Charlotte Cowles
  41. my two cents
    ‘How Can I Get My Unemployed Husband to Do More Chores?’This is an exasperating problem, but he might not even be aware of it.
    By Charlotte Cowles
  42. money talks
    Three Ex-New Yorkers on Leaving For Somewhere Cheaper“I can have a really great life that doesn’t cost so much.”
    By Charlotte Cowles
  43. my two cents
    Advice for Everyone Who’s Confused About Money Right NowAuthor and finance guru Ramit Sethi explains how to keep a cool head when money gets weird.
    By Charlotte Cowles
  44. my two cents
    How to Talk About Money in Your RelationshipA step-by-step guide to making it less awkward.
    By Charlotte Cowles
  45. my two cents
    ‘I’m a Stay-at-Home Parent and My Husband Just Walked Out on Us’Don’t panic. There are resources to help you out.
    By Charlotte Cowles
  46. my two cents
    ‘I Was Harassed at Work. Can I Afford to Sue?’Taking legal action might be more feasible than you think.
    By Charlotte Cowles
  47. my two cents
    ‘I Have a Lot of Debt, and I Don’t Know How to Tell My Partner’You need to be honest, but how you communicate will make all the difference.
    By Charlotte Cowles
  48. my two cents
    ‘I Took a Pay Cut for a Better Job, But Now I’m Barely Making Rent’Sounds like you made the right decision, but you will need to make some adjustments.
    By Charlotte Cowles
  49. my two cents
    My Boyfriend Bought Me an Expensive Gift. What Do I Do?You don’t need to spend the same amount. But you should talk about it anyway.
    By Charlotte Cowles
  50. my two cents
    How Do I Host My Family Without Spending a Bunch of Money?Asking everyone to pitch in doesn’t have to be awkward.
    By Charlotte Cowles
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